Small business Cashflow loan Term Expires in 2025

For most borrowers, the 5-year loan term of their Small Business Cashflow Loan (SBC) contract ends in 2025. Avoid unnecessary default interest and think about repaying your loan now.

What you need to do

There are a few things you can do to check you’re on top of your loan.

Log in to myIR to check how much you owe and when your final repayment date is.
Make extra payments in myIR to avoid default interest charges of 13.88%. Make sure you select your SBC loan as the debt you want to pay.
Set up a repayment plan if you cannot repay the outstanding balance in full. To set-up a plan, you need to send us a message in myIR or call us.

Having a repayment plan in place means your interest rate will be 3%.

Already have a repayment plan?

If you haven’t kept up to date with your repayment plan, now’s the time to get back on track.

You can avoid unnecessary default interest by setting up regular monthly payments to lower your balance as quickly as possible.

If you have more than 1 repayment plan, use your unique SBC loan identifier when making repayments. Your loan identifier is called the ‘Media Number’ and you can find it at the top of letters you get from us.